区块链技术下的供应链金融信用水平研究
首发时间:2024-11-18
摘要:针对供应链金融融资中小企业由于信用水平不高获取贷款困难的现象,本文以金融机构、核心企业和中小企业为主体,基于信用水平构建三方演化博弈模型,分析各主体决策的稳定性,并针对相关因素进行调整,探究演化模型的影响因素。结果表明:金融机构引入区块链技术后获得的额外信用、消耗的信用以及金融机构不引入区块链技术消耗的信用影响系统演化速度,其中金融机构引入区块链技术后消耗的信用对系统产生的影响最为明显,因此要从金融机构引入区块链技术后消耗的信用进行改善,从而构建健康稳定发展的供应链。
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Research on the Credit Level of Supply Chain Finance under Blockchain Technology
Abstract:In view of the difficulty in obtaining loans for small and medium-sized enterprises in supply chain finance financing due to low credit level. this paper takes financial institutions, core enterprises and small and medium-sized enterprises as the main body, builds a tripartite evolutionary game model based on credit level. analyzes the decision-making stability of each body, and makes adjustments to relevant factors to explore the influencing factors of the evolutionary model. The results show that: The additional credit obtained by financial institutions after the introduction of blockchain technology, the credit consumed Research on credit level of supply chain finance based on blockchain technologyby financial institutions without the introduction of blockchain technology and the credit consumed by financial institutions without the introduction of blockchain technology affect the system evolution speed, among which the credit consumed by financial institutions after the introduction of blockchain technology has the most obvious impact on the system. Therefore.it is necessary to improve the credit consumed after the introduction of blockchain technology from financial institutions. So as to build a healthy and stable supply chain.
Keywords: supply chain finance credit level small and medium-sized enterprises
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区块链技术下的供应链金融信用水平研究
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